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Best Budgeting Apps for FIRE 2026: Which One Will Actually Get You to Financial Independence?
Jan 18, 20268 min read
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Master Your Money
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6 articlesStart Here
Best Budgeting Apps for FIRE 2026: Which One Will Actually Get You to Financial Independence?
Jan 18, 20268 min read
Uz se pise
Read More
Start Here
Budget From Zero: How to Find Out Where Your Money Goes (And Take Control of Your Finances)
Jan 17, 202610 min read
Learn why 44% of Americans avoid checking their bank accounts and how to break free from financial fog. This guide covers three proven budgeting methods (50/30/20, Pay Yourself First, Envelope Method), a practical 4-week setup plan, and real examples showing how small changes can transform your finances. Stop wondering where your money goes and start taking control.
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Are You Broke or Winning? How Much You Should Have Saved at Every Age
Dec 26, 202510 min read
Think you're doing okay financially? Think again. From your 20s to retirement, most Americans are far behind where they should be — and the gap between renters and homeowners will shock you. Discover the real numbers, the median vs. the average, and exactly what you need to do at every age to stay ahead.
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Financial Levels Step by Step: When to Save, When to Live, and When to Invest
Dec 15, 20245 min read
Money makes the most sense when you're solving the right goals at the right time. This article walks through financial levels inspired by Maslow's pyramid — from survival through security and comfort to financial freedom. You'll see what to focus on at each phase and why skipping steps often leads to stress instead of peace.
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A Simple Tool That Finally Gives You Control Over Your Finances
Dec 14, 20244 min read
Tired of Excel, spreadsheets, and the feeling that you're just putting out financial fires? I built a simple tool that automatically sorts payments, monitors your budget, and shows you where you're actually heading. Minimum effort, maximum clarity — exactly what I was missing for years.
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How to Take Control of Your Finances (And Stop Living Paycheck to Paycheck)
Dec 12, 20247 min read
This article walks you step by step through understanding your income and expenses, setting up a realistic budget, and finding your own motivation to stay on track. No complicated formulas or universal percentages — just a practical system you can follow long-term. With a concrete example, you'll see that financial stability is mainly about a clear goal and simple routine.
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Master Your Money
6 articles
Master Your Money
Do you know everything about your mortgage? What Your Bank isn't telling you!
Jan 14, 20268 min read
Your $2,400 mortgage payment this month? Only about $400 actually paid off your home. The rest went straight to the bank. Discover the hidden math behind mortgages, why 30-year loans cost $291,000 more than you think, and the simple '13th payment' trick that could save you $100,000+ in interest. What your lender isn't telling you might be costing you a fortune.
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Master Your Money
The Coffee That's Costing You Millions (Or Is It?)
Dec 31, 20259 min read
This isn’t about coffee — it’s about how $5 a day can quietly snowball into a quarter-million dollars, or even a million, while you barely notice it. Four friends, four coffees, and after 30 years the difference is $1,013,000 vs. $0 — the shocking math every latte-lover needs to see.
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Master Your Money
Are You Better Off Than Our Parents? The Answer Will Surprise You
Dec 29, 20257 min read
Think our parents had it easier? The data says we might actually be winning — just in a completely different game with new rules.
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Master Your Money
How to Build Wealth From Zero: The Equation That Works for Everyone
Dec 28, 20257 min read
Most people think wealth comes from a high salary or lucky stock picks — but the truth is brutally simple: your bank account is lying to you. Discover the 3-part equation that quietly turns average people into millionaires (and why you can start from zero today and still win).
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Master Your Money
Retire Before 45?! American FIRE That's Changing Lives
Dec 26, 202517 min read
Retire at 45? It sounds insane… until you see the math ordinary Americans are using to quit the 9–5 decades early. With smart investing, tax hacks, and a few lifestyle tweaks, you can buy back your freedom — even if you’re not a millionaire. This isn’t a fantasy… it’s the FIRE movement, and it’s changing lives right now.
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Master Your Money
Inflation: The Silent Thief Stealing From Your Wallet Every Year
Dec 23, 20259 min read
Inflation isn’t just higher prices — it’s a silent tax that’s been draining your money for decades. What felt like “safe savings” has quietly lost over half its buying power, while food, housing, and everyday life exploded in cost. This article shows how inflation really works, why doing nothing is the most expensive choice, and how people who fight back come out ahead.
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Learn To Invest
4 articles
Learn To Invest
Mortgage vs. Investing: What's the Better Choice for You?
Dec 22, 20256 min read
This article shows why the math favors investing, but the psychology quietly makes mortgages the winning move for most people. If you’ve ever wondered why “rent + invest” rarely works in real life, this might change how you think about housing forever.
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Learn To Invest
Do Stocks Always Go Up? The Truth That Will Surprise You
Dec 21, 20254 min read
Same market. Same stocks. The only difference? How long you looked. See why 95% of investors who hold for 10+ years never lose money — and why those who panicked in 2020 lost hundreds of thousands.
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Learn To Invest
What to Do When Markets Crash (And Why Not to Sell)
Dec 16, 20244 min read
Market crashes are normal — they happen regularly and markets have always recovered. The worst thing you can do is panic sell — as long as you hold, you haven't lost anything.
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Learn To Invest
Investing Made Simple: What It Is and Why to Start
Dec 8, 20246 min read
Want to start investing but don't know what it actually means or where to begin? This article explains simply what investing is — and definitely isn't. You'll see the difference between a long-term "better savings account" and short-term gambling, why compound interest is literally magic, and how regular investing can build truly passive income that could one day beat traditional retirement.
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Invest Smart
2 articles
Invest Smart
Magnificent Seven: Will AI Make You Rich, or Are You Buying the Decade's Most Expensive Bubble?
Dec 18, 20259 min read
Seven tech giants now drive the entire market, promising an AI revolution that will change the world — but their valuations remind us of 2000. Is this the beginning of a new era, or just an extremely expensive bet on the future? This article breaks down the hard data, historical parallels, and what this debate means for the average investor.
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Invest Smart
Best World ETFs (And Why Investing Is Like Marriage)
Dec 16, 20256 min read
Choosing an ETF is like choosing a life partner — and most people do it completely wrong. I'll tell you why a "boring" ETF is the best choice and which funds I recommend (I own one of them). Spoiler: sexy investments will ruin you.
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My Journey
2 articles
My Journey
My path to Financial Freedom [FIRE]
Jan 8, 20265 min read
Financial freedom at 40? Our step-by-step plan for how my wife and I will achieve it.
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My Journey
Finances in Marriage: Does a Shared Account Build Your Relationship... or Tension?
Dec 16, 20255 min read
Nearly one in five divorces is caused by finances — yet most couples talk about money only when it's too late. I share the data, real examples, and our specific system that makes us look forward to talking about money instead of fighting about it.
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