Invest Smart

11 articles

Deeper dives for investors: portfolios, risk, and market insights.

US vs International Stocks in 2026: The Home-Bias Bet I Refused to Make

Owning anything outside America felt like a diversification tax. Then 2025 flipped, and here's why I still won't bet either way on us vs international stocks.

Jul 27, 202612 min read

Dennis Vymer

Do You Need Bonds in Your Portfolio? Why I Hold 100% Stocks in 2026
Jul 26, 2026 · 15 min readDennis Vymer
How to Rebalance Your Portfolio in 2026 (Without Creating a Tax Mess or Doing It Every Quarter)
Jul 23, 2026 · 10 min readDennis Vymer
VOO vs VTI: I Spent a Weekend Agonizing Over This. Here's Why It Barely Mattered
Jul 13, 2026 · 12 min readDennis Vymer
Direct Indexing vs ETF: I Almost Upgraded My Boring Fund. Then I Opened a Spreadsheet.
Jul 11, 2026 · 12 min readDennis Vymer

Target-Date Funds: An Honest Look Inside the Default That Runs Most 401(k)s
Jul 9, 2026 · 14 min readDennis Vymer
Your 'Diversified' Index Fund Is Now 40% Ten Stocks: The S&P 500 Concentration Risk Nobody Warned You About
Jul 7, 2026 · 14 min readDennis Vymer
Should You Own Gold in 2026? How Much Belongs in a Normal Investor's Portfolio
Jun 17, 2026 · 17 min readDennis Vymer
Do You Actually Know What You Own? This Tool Reveals the Truth About Your Portfolio in 30 Seconds
Feb 15, 2026 · 9 min readDennis Vymer
Magnificent Seven: Will AI Make You Rich, or Are You Buying the Decade's Most Expensive Bubble?
Dec 18, 2025 · 9 min readFinancial Freedom Team
Best World ETFs (And Why Investing Is Like Marriage)
Dec 16, 2025 · 7 min readDennis Vymer

US vs International Stocks in 2026: The Home-Bias Bet I Refused to Make

Do You Need Bonds in Your Portfolio? Why I Hold 100% Stocks in 2026

How to Rebalance Your Portfolio in 2026 (Without Creating a Tax Mess or Doing It Every Quarter)

VOO vs VTI: I Spent a Weekend Agonizing Over This. Here's Why It Barely Mattered

Direct Indexing vs ETF: I Almost Upgraded My Boring Fund. Then I Opened a Spreadsheet.

Target-Date Funds: An Honest Look Inside the Default That Runs Most 401(k)s

Your 'Diversified' Index Fund Is Now 40% Ten Stocks: The S&P 500 Concentration Risk Nobody Warned You About

Should You Own Gold in 2026? How Much Belongs in a Normal Investor's Portfolio

Do You Actually Know What You Own? This Tool Reveals the Truth About Your Portfolio in 30 Seconds

Magnificent Seven: Will AI Make You Rich, or Are You Buying the Decade's Most Expensive Bubble?

Best World ETFs (And Why Investing Is Like Marriage)